Your Business is Growing. Ours is Too. 

From Ontario to the Rockies, we are writing more classes of Commercial business than ever before and are proud to be a regional insurer offering Commercial products that compete with the larger insurance companies.

We Care About Our Policyholders

Becoming a Red River Mutual policyholder provides more than just loss coverage for your business. As a policyholder, what you’re getting is:

Assurance – You’re part of a reliable, financially sound company with a long history of protecting our policyholders.

Protection – Our Loss Prevention Program will help you make your work environment a safer one. Our evaluations and recommendations help reduce the risk of loss and, ultimately, save you money on your premiums.

Assistance – If a loss does occur, you can expect:

  • A response from a skilled claims professional within 24 hours of your call
  • A clear overview of the claims process prior to inspection
  • Regular communication until the claim is complete
  • A fair and equitable outcome

Ownership – As a mutual company, each policyholder is an owner. That means our products must first take into account value for the owner. When we realize a profit, our policyholders benefit through lower premiums, charitable support to important community projects and improved services.

‘Your Own’ Commercial Packages

Whether you are interested in expanding your business or just starting out, we have a level of coverage that will work for you.

Cyber Privacy Protection Coverage

As one of the leading insurance providers on the prairies, it’s our business is to protect policyholders from accidents, disasters and the unknown. Today that means more than protecting your physical assets and business continuity. It means providing coverage that responds to two of the fastest growing threats – customer identity theft and commercial privacy breaches.

Key Benefits

  • 90-Day Retroactive Coverage
  • Claims Expertise from Experienced Professionals
  • Consultative Services from Privacy Breach Experts