‘Your Own’ Office Policy

The Canadian prairies offer a great base for a large number of companies and we are proud to be a part of that community. 

Policy Features

Applicable Extensions

Every Red River Mutual Commercial package includes an additional bundle of more than 50 extensions that provide over $1,000,000 in extra coverage to meet your unique business needs. Below are some of the key extensions we added to ‘Your Own’ Office Policy:

  • 3D Crime Coverage
    • Employee Dishonesty
    • Loss Inside the Premises
    • Loss Outside the Premises
    • Money Orders and Counterfeit Paper Currency
    • Depositors Forgery
    • Computer Theft and Funds Transfer
  • Accounts Receivable
  • Building Bylaws
  • Building Damage by Theft
  • Contents at Temporary Locations
  • Debris Removal (In excess of the amount of insurance)
  • Electronic Data Processing Equipment & Media Including Systems Breakdown
  • Exterior Paving
  • Extra Expense
  • Fine Arts
  • Fire Department Expenses
  • Fire Suppression System Recharge
  • ‘Green’ Environment Extension
  • Growing Plants Trees Shrubs or Flowers in the Open
  • Inflation Protection
  • Master Key / Lock Repair or Replacement
  • Mortgage Rate Guarantee
  • Newly Acquired Locations
  • Newly Acquired Property
  • Off-Premises Utilities Interruption
  • Parcel Post
  • Personal Property of Officers, Employees, Volunteers & Visitors
  • Professional Fees
  • Property in Transit
  • Removal of Windstorm Debris
  • ‘Safety Net’ Clause
  • Product in the Possession of a Sales Representative
  • Sign Coverage
  • Valuable Papers

Consider Adding These Extras

  • Sewer Backup
  • Equipment Breakdown
  • Flood, Earthquake
  • Actual Loss Sustained (Profits)


Download — ‘Your Own’ Office Policy