Home Inventory Brochure

Home Inventory

In the event of a loss, you will be asked to provide your Claims Specialist with a complete inventory of the property that has been damaged or destroyed. We recommend that you complete this inventory and keep it in a safe place, preferably in a digital form that can be accessed from outside of your home, so that you are prepared in the event of a loss.

How to complete the Home Inventory Form

Most homeowners carry replacement cost insurance protection on their household contents. If your policy covers on this basis, list today’s replacement cost for all items of similar kind and quality. If you do not carry replacement cost coverage, you should list the actual cash value of all items which is today’s replacement cost less an allowance for depreciation depending on the condition and age of the item.

Your insurance policy has special limits of insurance that apply to items such as jewellery, furs, securities, stamp and coin collections, boats and motors, silverware, etc. Contact your Red River Mutual broker to arrange specific insurance coverage for these items.

 

Resources

Download — Home Inventory Brochure